Adams Law PLLC
Questions?
When should you reach out for help?
Contact our law office if you are facing wage garnishment or levies, if a creditor has taken you to court, if you are struggling to cover monthly expenses, if you are carrying more debt than you can realistically repay, or if you are getting frequent calls from debt collectors.
What is Chapter 7 bankruptcy?
Chapter 7 bankruptcy is a legal process that can help individuals eliminate qualifying debt and move toward a fresh financial start. It is often used to address overwhelming financial pressure when repayment is no longer realistic. Eligibility depends on your individual circumstances, and an attorney can help you understand whether this path fits your situation.
What debts can Chapter 7 eliminate?
Chapter 7 may discharge qualifying unsecured debts such as credit card debt, medical bills, personal loans, and payday loans. In limited cases, certain student loans may also be dischargeable, depending on the facts of the case.
Will I lose everything I own?
No. The law provides exemptions that may protect most if not all of the assets that you may own. Your attorney will work with you to conduct proper estate planning that will minimize, if not eliminate, the need for any assets to be liquidated.
How do I get started?
The best first step is schedule your Free Consultation to speak with an experienced bankruptcy attorney about your financial situation. Adams Law PLLC can help you understand your options and the next steps toward debt relief.